:root{--navy:#102b52;--purple:#8c78a0;--purple-deep:#705b86;--lavender:#f2e8f5;--sage:#adbea4;--sage-light:#f4f7f1;--charcoal:#344548;--cream:#fffdf9;--line:#e5dfea;--shadow:0 18px 48px rgba(16,43,82,.10)}*{box-sizing:border-box}body{margin:0;background:var(--cream);color:var(--charcoal);font-family:"Open Sans",Arial,sans-serif;line-height:1.72}a{text-decoration:none;color:inherit}.wrap{width:min(1120px,calc(100% - 44px));margin:auto}.section{padding:80px 0}.legal-hero{padding:84px 0 68px;background:radial-gradient(circle at 90% 8%,rgba(173,190,164,.33),transparent 31%),radial-gradient(circle at 8% 90%,rgba(242,232,245,.8),transparent 30%)}h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.1}h1{font-size:clamp(3rem,6vw,5rem);margin:10px 0 22px;letter-spacing:-.04em}h2{font-size:clamp(2rem,3.7vw,3rem);margin:0 0 22px}h3{font-size:1.35rem;margin:28px 0 9px}.lead{font-size:1.14rem;max-width:780px}.eyebrow{font-size:.78rem;text-transform:uppercase;letter-spacing:.16em;font-weight:900;color:var(--purple-deep)}.effective{font-size:.9rem;font-weight:800;color:#677375;margin-top:25px}.legal-content{background:#fff}.legal-grid{display:grid;grid-template-columns:250px minmax(0,1fr);gap:58px;align-items:start}.legal-nav{position:sticky;top:110px;display:grid;gap:8px;padding:24px;border:1px solid var(--line);border-radius:18px;background:var(--cream)}.legal-nav strong{color:var(--navy);margin-bottom:4px}.legal-nav a{padding:7px 0;color:var(--purple-deep);font-weight:700}.legal-copy{max-width:780px}.legal-copy section{scroll-margin-top:112px;padding-bottom:48px;margin-bottom:48px;border-bottom:1px solid var(--line)}.legal-copy p,.legal-copy li{font-size:1.02rem}.legal-copy ul{padding-left:24px}.legal-copy li+li{margin-top:8px}.legal-copy details{border:1px solid var(--line);border-radius:13px;background:var(--cream);padding:0 18px;margin:12px 0}.legal-copy summary{cursor:pointer;color:var(--navy);font-weight:800;padding:16px 0}.legal-copy details p{margin:0 0 17px}.legal-contact{background:var(--sage-light);border-radius:20px;padding:28px!important;border:0!important;margin-bottom:0!important}@media(max-width:850px){.legal-grid{grid-template-columns:1fr}.legal-nav{position:static;grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:600px){.wrap{width:min(100% - 28px,1120px)}.legal-nav{grid-template-columns:1fr}.legal-hero{padding:62px 0}.section{padding:60px 0}}